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<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.3 20210610//EN" "JATS-journalpublishing1-3.dtd">
<article article-type="other" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">mgimobusiness</journal-id><journal-title-group><journal-title xml:lang="ru">Международный бизнес</journal-title><trans-title-group xml:lang="en"><trans-title>International Business</trans-title></trans-title-group></journal-title-group><issn pub-type="epub">2949-639X</issn><publisher><publisher-name>Фонд поддержки образовательных инициатив «Новый взгляд»</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">mgimobusiness-14</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>Дорога перемен</article-title><trans-title-group xml:lang="en"><trans-title>Road of change</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Брейтенбихер</surname><given-names>Д. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Breytenbikher</surname><given-names>D. V.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Брейтенбихер Дмитрий Васильевич</p><p>Старший вице-президент, руководитель Private Banking и «Привилегии» ВТБ</p><p> </p></bio><bio xml:lang="en"><p>Dmitry V. Breytenbikher</p><p>Senior Vice President, Head of Private Banking and Privilege VTB</p></bio><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>ВТБ Private Banking</institution><country>Россия</country></aff><aff xml:lang="en"><institution>VTB Private Banking</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2022</year></pub-date><pub-date pub-type="epub"><day>24</day><month>10</month><year>2022</year></pub-date><volume>0</volume><issue>2 (2)</issue><fpage>64</fpage><lpage>68</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Брейтенбихер Д.В., 2022</copyright-statement><copyright-year>2022</copyright-year><copyright-holder xml:lang="ru">Брейтенбихер Д.В.</copyright-holder><copyright-holder xml:lang="en">Breytenbikher D.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://ibj.mgimo.ru/jour/article/view/14">https://ibj.mgimo.ru/jour/article/view/14</self-uri><abstract><p>Последствия событий 2022 года еще долго будут влиять на развитие экономики страны в целом и банковского бизнеса в частности. И хотя первые и самые значительные негативные последствия удалось нивелировать, финансовый сектор продолжает идти по пути трансформации. О том, как это удается одному из крупнейших игроков рынка, разберем вместе с Дмитрием Брейтенбихером, старшим вице-президентом, руководителем Private Banking и «Привилегии» ВТБ.</p></abstract><trans-abstract xml:lang="en"><p>The consequences of the events of 2022 continue to impact the development of the country’s economy as a whole and the banking business in particular. And although the most significant negative consequences managed to eliminate, the financial sector continues on the transformation path. We will discuss how one of the largest market player manages to do this together with Dmitry Breytenbikher, Senior Vice President, Head of Private Banking and Privilege VTB.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>Цифровизация</kwd><kwd>автоматизация</kwd><kwd>технологическое лидерство</kwd><kwd>банк</kwd></kwd-group><kwd-group xml:lang="en"><kwd>Digitalization</kwd><kwd>automation</kwd><kwd>technology leadership</kwd><kwd>bank</kwd></kwd-group><funding-group><funding-statement xml:lang="ru">Исследование не имело спонсорской поддержки.</funding-statement><funding-statement xml:lang="en">The study was not sponsored.</funding-statement></funding-group></article-meta></front><back><ref-list><title>References</title></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
