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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">mgimobusiness</journal-id><journal-title-group><journal-title xml:lang="ru">Международный бизнес</journal-title><trans-title-group xml:lang="en"><trans-title>International Business</trans-title></trans-title-group></journal-title-group><issn pub-type="epub">2949-639X</issn><publisher><publisher-name>Фонд поддержки образовательных инициатив «Новый взгляд»</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">mgimobusiness-43</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>Использование нечеткой логики для анализа отсутствия финансового контроля в поведении потребителей</article-title><trans-title-group xml:lang="en"><trans-title>A fuzzy logic application to analyze lack of financial control in consumer behavior</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-3318-4892</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Крихтине</surname><given-names>Фабио Луис Перес</given-names></name><name name-style="western" xml:lang="en"><surname>Krykhtine</surname><given-names>Fabio Luiz Peres</given-names></name></name-alternatives><bio xml:lang="ru"><p>Фабио Луис Перес Крихтине – доктор технических наук, профессор кафедры промышленной инженерии Политехнической школы, координатор по международным связям</p><p>22290-240, Рио-де-Жанейро, Avenida Pedro Calmon, 550</p></bio><bio xml:lang="en"><p>Fabio Luiz Peres Krykhtine – PhD in Production Engineering, Professor of the Industrial Engineering Department at the Polytechnic School, Coordinator of International Affairs</p><p>22290-240, Rio de Janeiro, Avenida Pedro Calmon, 550</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0003-3897-6589</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Майя</surname><given-names>Шейла де Барселлос</given-names></name><name name-style="western" xml:lang="en"><surname>Maia</surname><given-names>Sheila de Barcellos</given-names></name></name-alternatives><bio xml:lang="ru"><p>Шейла де Барселлос Майя – доктор технических наук, профессор</p><p>04018-010, Рио-де-Жанейро, Ladeira da Glória, 26</p></bio><bio xml:lang="en"><p>Sheila de Barcellos Maia – PhD in Production Engineering, Professor</p><p>04018-010, Brazil, Rio de Janeiro, Ladeira da Glória, 26</p></bio><xref ref-type="aff" rid="aff-2"/></contrib><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-2911-6184</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Козенца</surname><given-names>Карлос Альберто Нуньес</given-names></name><name name-style="western" xml:lang="en"><surname>Cosenza</surname><given-names>Carlos Alberto Nunes</given-names></name></name-alternatives><bio xml:lang="ru"><p>Карлос Альберто Нуньес Козенца – доктор технических наук, профессор, заведующий Лабораторией нечеткой логики</p><p>22290-240, Рио-деЖанейро, Avenida Pedro Calmon, 550</p></bio><bio xml:lang="en"><p>Carlos Alberto Nunes Cosenza – Production Engineering, Professor, Head of the Fuzzy Logic Laboratory</p><p>22290-240, Rio de Janeiro, Avenida Pedro Calmon, 550</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-0022-5432</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Нето</surname><given-names>Армандо Селестино Гонсалвеш</given-names></name><name name-style="western" xml:lang="en"><surname>Neto</surname><given-names>Armando Celestino Gonç</given-names></name></name-alternatives><bio xml:lang="ru"><p>Армандо Селестино Гонсалвеш Нето – доктор технических наук, профессор кафедры промышленной инженерии Политехнической школы</p><p>22290-240, Рио-де-Жанейро, Avenida Pedro Calmon, 550</p></bio><bio xml:lang="en"><p>Armando Celestino Gonçalves Neto – Production Engineering, Professor of the Industrial Engineering Department at the Polytechnic School</p><p>22290-240, Rio de Janeiro, Avenida Pedro Calmon, 550</p></bio><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Федеральный университет Рио-де-Жанейро</institution><country>Бразилия</country></aff><aff xml:lang="en"><institution>Federal University of Rio de Janeiro</institution><country>Brazil</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru"><institution>Высшая школа рекламы и маркетинга</institution><country>Бразилия</country></aff><aff xml:lang="en"><institution>High School of Propaganda and Marketing</institution><country>Brazil</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2023</year></pub-date><pub-date pub-type="epub"><day>12</day><month>01</month><year>2024</year></pub-date><volume>0</volume><issue>3 (5)</issue><fpage>38</fpage><lpage>55</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Крихтине Ф., Майя Ш., Козенца К., Нето А., 2024</copyright-statement><copyright-year>2024</copyright-year><copyright-holder xml:lang="ru">Крихтине Ф., Майя Ш., Козенца К., Нето А.</copyright-holder><copyright-holder xml:lang="en">Krykhtine F., Maia S., Cosenza C., Neto A.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://ibj.mgimo.ru/jour/article/view/43">https://ibj.mgimo.ru/jour/article/view/43</self-uri><abstract><p>Целью исследования, представленного в данной статье, является отчет о прогрессе в изучении факторов социального, психологического и экономического характера, вызывающих снижение мотивации к финансовому контролю. В исследовании применялась нечеткая логика, способствующая сбору данных, их обработке и графическому отображению нечетких чисел, которые соответствуют значению выбранных переменных с точки зрения согласия или несогласия двух групп респондентов. По результатам исследования можно прийти к выводу, что некоторые переменные демонстрируют некоторое сходство между ответами респондентов, помогая лучше понять причины отсутствия финансового контроля.</p></abstract><trans-abstract xml:lang="en"><p>This article research aims to report the progress on the investigation of the factors, under the dimensions of social, psychological, and economical, that collaborate on lack of financial control motive attached to individual control. The research applied fuzzy logic to collect data, process, and translate in fuzzy number graphics the level of selected variables in terms of agreement/ disagreement from two self-declared research groups. As a result, some of the variables present more similarities between opinions helping in a better understanding of the motive of the lack of financial control.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>Отсутствие финансового контроля</kwd><kwd>задолженность</kwd><kwd>закредитованность</kwd><kwd>нечеткая логика</kwd></kwd-group><kwd-group xml:lang="en"><kwd>Lack of financial control</kwd><kwd>indebtedness</kwd><kwd>fuzzy logic</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">D.Kahneman. Rapido e Devagar: Duas Formas de Pensar. Rio de Janeiro: Objetiva. 2012. С. 13-15.</mixed-citation><mixed-citation xml:lang="en">Kahneman, D. Rapido e Devagar: Duas Formas de Pensar. Rio de Janeiro: Objetiva. 2012. pp. 13-15.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">R.Belk. 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